Hi friends, It hasn't been all Midnight Moon and Oma over here. I've been busting my behind, in earnest, to tick #29 off my life list and I'm here to tell you that...EGADS, I've done it! Honestly. I can hardly believe it. This is awesome for so many reasons. I reached my time goal. Holy Cow! Credit debt free before 30. What's that I hear? A savings account? Retirement? CD? IRA? Months of not living extravagantly have paid off AND proved not to be so trying. The sky is the limit! I had two feelings as I submitted the last e-payment to the credit bear 1. I'm almost free. 2. Oh ass, this is a lot of money. I can't promise I'll never carry a balance on my credit card again. Unforeseen circumstances do arise, but I thought of something to say to my future self: "Self, don't go into credit debt for ten years without a consciousness about you. Do you really want to pay for that Yves Saint Laurent Parfum and that Mulberry bag when your kids are in fifth grade?" **much vigorous finger wagging**
I've learned so much about how to live manageably and affordably. I will continue to shop at the Goodwill. I will continue to order things from Target and Old Navy online (surprisingly saves me money and guilt. I buy what I need and don't feel guilty for having left something I don't need in the store), I will still prepare many meals at home. I will still choose walks with Ashkenaz Spice over some more expensive entertainment option, I will continue to bargain hunt when it comes to things like my awesome panniers and bike rack. In short, I will continue to be my fabulous self. Without a huge debt monkey strapped to my back. What to do with all this newfound freedom? Hopefully start saving with the same fervor I applied to kicking this credit debt in the rear end.